Having bad credit does not make you a bad driver, but you will increase your car insurance rates. Here is how to get a cheap rate on bad credit auto insurance.
Bad Credit Auto Insurance
Strange as it may seem, your credit score directly affects your auto insurance with some companies. Car insurance companies have found that people with bad credit history 40% more claims than people with good credit.
If you have bad credit insurance can cost 20% to 50% more in premiums than someone with good credit.
The good news is that not all insurance companies use your credit as a factor in determining your insurance rating, and some states do not allow insurance companies to use. So if you've been labeled a bad credit risk, or suspect you may be, you should compare car insurance rates with other companies.
There are websites where you can get auto insurance rates from a number of companies rated A, and also get advice from insurance professionals, absoluelty free. All they do is fill out a simple questionnaire on the type of vehicle you own and the type of insurance you want, wait for your appointment, and then choose the best option. (See link below.)
Decrease the rate of auto insurance
In addition to comparison shopping, here are some other ways to lower your insurance rate:
Raise your deductible - Raising your deductible can save you hundreds of dollars a year on your insurance premium. After a while the money you save on insurance premium is more than offset by the deductible.
Leave your collision and comprehensive coverage - If you drive an older car - especially if the car is worth less than the total insurance premium, plus your deductible - consider dropping your collision and comprehensive coverage as the repair may cost more than the car is worth.
Consolidate your insurance - Purchasing your homeowners insurance (or renters insurance) and car insurance through the same company can obtain a discount of 5% to 15% on your premium.
Get all the discounts you can - Insurance companies offer discounts on their policies of all kinds of reasons. Ask your agent about all the discounts you are eligible to receive and profit from them.
http://www.garagetv.com/luther897
http://www.kathandkim.com/forum/index.php?a=profile&w=51893
https://community.qualys.com/people/luther897?view=bookmarks
http://www.moneysupermarket.com/community/members/kelly186.aspx
https://community.qualys.com/people/jaric423?view=bookmarks
http://www.familytreecircles.com/profile.php?user=luther897
http://www.pkbc.ca/forum/profile.php?id=38710
http://vampirefreaks.com/jaric423
http://unrealityshout.com/stuart714
http://www.girlsaloud.co.uk/fan-zone/stuart714/stats/
http://www.gameinformer.com/members/jaric423/default.aspx
http://snowboardmag.com/user/jaric423
http://subscene.com/members/dasd232/default.aspx
http://subscene.com/members/kelly186/default.aspx
http://kelly186.buzznet.com/user/
http://www.vibesconnect.com/jaric423
http://www.indiebound.org/users/luther897
http://blogs.unicef.org.uk/members/kelly186/default.aspx
http://www.online-diaries.de/diary/stuart714/show/page
http://snasm.com/users/luther897
http://blogs.unicef.org.uk/members/stuart714/default.aspx
http://snowboardmag.com/user/luther897
http://discuss.joyent.com/profile.php?id=138790
http://community.liveperson.com/people/kelly186?view=bookmarks
http://www.listology.com/users/luther897
http://www.online-diaries.de/diary/kelly186/show/page
http://digg.com/stuart714
http://www.pa-furry.org/user/2502/stuart714
http://forum.agecommunity.com/members/kelly186.aspx
http://blogs.unicef.org.uk/members/jaric423/default.aspx
http://www.photocase.com/user.asp?u=412578
http://www.muchgames.com/users/kelly186
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment